Accounts
BELGIAN-ALLIANCE
Credit Union offers several account options:
Click on the
links to see the account details.
Regular
Chequing Account
Our basic "pay-as-you-go"
account; allows members to keep their chequing & savings account
activity separate; great for infrequent cheque writers.
Features include:
- No monthly fee!
- Direct purchases, cheques,
pre-authorized debits, OTC withdrawals are $0.60.
- Belgian-Alliance CU ATM
transactions are FREE!
- FREE loan payment transactions
or other internal transfers.
- All transactions detailed
on FREE monthly statement.
- FREE Telephone Banking
service (includes balance inquiries, funds transfers, statement
activity inquiries).
- NO minimum monthly balance
requirement.
- FREE Membercard available
upon request for Interac Direct Payment and ATM access.
- Your choice of personalized
cheque designs, cheque orders at nominal charge.
- Overdraft protection
available (subject to credit approval).
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Econo
Chequing Account
The Econo
Chequing account is designed for members who banking services less frequently. For one low monthly fee, members receive
the following benefits.
Features include:
- Monthly fee of $4.50
- 12 free transactions
monthly. Transactions included are:
- OTC withdrawals and
transfers
- Direct Debit of P.O.S.
transactions at stores and retailers
- Withdrawals, deposits,
transfers & inquiries at Manitoba CU ATMs
- Cheques and pre-authorized
debits
- FREE over-the counter
deposits or funds transfers.
- 4 FREE over-the-counter
Bill Payments.
- FREE loan payment
transactions or other internal transfers.
- The following services
are not covered by the monthly Package Chequing fee:
- Additional fees apply
for: Money Orders, Certified Cheques, Primary Orders,
Bank Drafts and Stop Payments.
- All transactions detailed
on FREE monthly statement.
- FREE Telephone Banking
service (includes balance inquiries, funds transfers, statement
activity inquiries).
- NO minimum monthly balance
requirement.
- FREE Membercard available
upon request for Interac Direct Payment and ATM access.
- Your choice of personalized
cheque designs, cheque orders at nominal charge.
- Overdraft protection
available (subject to credit approval).
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Package
Chequing Account
The Package
Chequing account is designed as an economical solution for members who frequently use banking services. For one low monthly fee, members receive
the following benefits.
Features include:
- Monthly fee of $9.75
- Monthly service fee waived
if $1500.00 balance is maintained.
- 40 free transactions
monthly. Transactions included are:
- OTC withdrawals and
transfers
- Direct Debit of P.O.S.
transactions at stores and retailers
- Withdrawals, deposits,
transfers & inquiries at Manitoba CU ATMs
- Cheques and pre-authorized
debits
- FREE over-the counter
deposits or funds transfers.
- FREE over-the-counter, telephone, and internet
Bill Payments.
- FREE loan payment
transactions or other internal transfers.
- FREE
Money Orders, Certified Cheques, Primary Orders,
Bank Drafts and Stop Payments.
- All transactions detailed
on FREE monthly statement.
- FREE Telephone Banking
service (includes balance inquiries, funds transfers, statement
activity inquiries).
- NO minimum monthly balance
requirement.
- FREE Membercard available
upon request for Interac Direct Payment and ATM access.
- Your choice of personalized
cheque designs, cheque orders at nominal charge.
- Overdraft protection
available (subject to credit approval).
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Unlimited
Chequing Account
The Unlimited
Chequing account is designed for members who regularly use a wide
range of banking services. For one low monthly fee, members receive
the following benefits.
Features include:
- Monthly fee of $15.00
- Monthly service fee waived
if $3000.00 balance is maintained.
- Our low Monthly
Service Charge provides you with:
- UNLIMITED cheques,
withdrawals, or pre-authorized debits.
- FREE over-the counter
deposits, withdrawals, or funds transfers.
- FREE Direct Debit
or P.O.S. transactions at stores & retailers.
- FREE over-the-counter
Bill Payment.
- FREE withdrawals,
deposits, transfers, & inquiries at Manitoba CU ATMs.
- FREE loan payment
transactions or other internal transfers.
- FREE Money Orders, Certified Cheques, Primary Orders,
Bank Drafts and Stop Payments.
- All transactions detailed
on FREE monthly statement.
- FREE Telephone Banking
service (includes balance inquiries, funds transfers, statement
activity inquiries).
- NO minimum monthly balance
requirement.
- FREE Membercard available
upon request for Interac Direct Payment and ATM access.
- Your choice of personalized
cheque designs, cheque orders at nominal charge.
- Overdraft protection
available (subject to credit approval).
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Young
Canadians Chequing Account
Belgian-Alliance
Credit Union members, between 18 and 25 years of age, qualify
for 40 FREE chequing privileges under our "Young Canadians"
product offering.
Features include:
- 40 free transactions
monthly. Transactions included are:
- OTC withdrawals and
transfers
- Direct Debit of P.O.S.
transactions at stores and retailers
- Withdrawals, deposits,
transfers & inquiries at Manitoba CU ATMs
- Cheques and pre-authorized
debits
- NO SERVICE CHARGES or
commissions on bank drafts, certified cheques, offical cheques
or money orders.
- FREE loan payment transactions
or other internal transfers.
- All transactions detailed
on FREE monthly statement.
- FREE Telephone Banking
service (includes balance inquiries, funds transfers, statement
activity inquiries).
- NO minimum monthly balance
requirement.
- FREE Membercard available
upon request for Interac Direct Payment and ATM access.
- FREE initial cheque order.
- Overdraft protection
available (subject to credit approval).
- No commission charged
for Travelers Cheques
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Golden
Canadians Chequing
Belgian-Alliance
Credit Union members, 60 years of age or older, qualify for preferred
chequing account status under our "Golden Canadians Chequing"
product offering.
Features include:
- Service charge
details:
- NO SERVICE CHARGES
for cheques or pre-authorized debits.
- FREE over-the counter
deposits, withdrawals, or funds transfers.
- FREE Direct Debit
or P.O.S. transaction at stores & retailers.
- FREE withdrawals,
deposits, transfers, & inquiries at Manitoba CU ATMs.
- FREE loan payment
transactions or other internal transfers.
- All transactions detailed
on FREE monthly statement.
- FREE Telephone Banking
service (includes balance inquiries, funds transfers, statement
activity inquiries).
- NO minimum monthly balance
requirement.
- FREE Membercard available
upon request for Interac Direct Payment and ATM access.
- Your choice of personalized
cheque designs, cheque orders at nominal charge.
- Overdraft protection
available (subject to credit approval).
- $5.00 discount on annual
Safety Deposit Box Rental Charge.
- No commission charged
for Travelers Cheques.
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U.S.
Chequing
For members who
require a personal deposit account in U.S. funds and the ability
to write U.S. cheques, our U.S. chequing account is ideal.
Features include:
- Low service charges.
- FREE over-the counter
deposits.
- All transactions detailed
on FREE monthly statement.
- FREE Telephone Banking
service (includes balance inquiries, statement activity inquiries).
- NO minimum monthly balance
requirement.
- Your choice of personalized
cheque designs, cheque orders at nominal charge.
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Daily
Interest Savings Account
Want to collect
the most amount of interest available to you? Want to always have
access to your money without having to worry about losing interest?
BELGIAN-ALLIANCE CREDIT UNION's Daily Interest Savings Account
is built just for you.
Daily Interest
Savings is designed for members who have continuous fluctuations
in their accounts. With a Daily Interest Savings account, interest
is calculated every day, and this interest is paid to you at the
end of the month. This means that at the end of each day, you
get interest on whatever money is left in your account. There
is absolutely no minimum amount you have to have in your account.
With Daily Interest Savings, you also have instant access to your
funds with your Credit Union Member Card, which gives you access
to ATM's and INTERAC.
So what are you
waiting for? The sooner you sign up, the sooner you start accumulating
interest. Ask the BELGIAN-ALLIANCE CREDIT UNION branch nearest
to you about signing up for Plan 24 today!
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Premium
Savings Account
Premium Savings
pays graduated tiered rates of interest and is designed to reward
high balance depositors. Premium Savings is a consumer product
and compliments our existing high yield Business Super Savings
account that rewards business clients with a premium yield.
Premium Savings
offers daily interest, calculated on the daily closing balance
and credited at the end of each month. You can also access Premium
Savings via telephone, Internet or in person. Feel free to drop
into any of our Winnipeg branches and inquire today.
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