Personal Borrowing

Mortgage Rates

Personal Mortgages (Rates effective 2022-11-11) Rates
1 Year Closed 4.85%
2 Year Closed 5.00%
3 Year Closed 5.10%
4 Year Closed 5.39%
5 Year Closed 5.55%
1 Year Open 6.45%
Variable Open (no term) 6.95%
Cash Back Mortgage (5 Year Term) 1% Cash Back 5.80%
Cash Back Mortgage (5 Year Term) 2% Cash Back 6.05%

Loan Rates

Several factors gathered during the application process affect the rate on a loan or a line of credit. Please contact us to make an appointment with a Financial Services Officer. They will discuss your situation and determine how BACU can help you.


Personal Lines of Credit (Rates effective 2022-11-11) Rates
Personal Line of Credit Rates from 6.45%
Home Equity Line of Credit 6.95%