Personal Borrowing

Mortgage Rates

Personal Mortgages (Rates effective 2024-04-26) Rates
1 Year Closed 6.10%
2 Year Closed 6.00%
3 Year Closed 5.50%
4 Year Closed 5.35%
5 Year Closed 5.10%
1 Year Open 7.20%
Variable Open (no term) 8.20%
Cash Back Mortgage (5 Year Term) 1% Cash Back 5.35%
Cash Back Mortgage (5 Year Term) 2% Cash Back 5.60%

Loan Rates

Several factors gathered during the application process affect the rate on a loan or a line of credit. Please contact us to make an appointment with a Financial Services Officer. They will discuss your situation and determine how BACU can help you.

Personal Lines of Credit (Rates effective 2024-04-26) Rates
Personal Line of Credit Rates from 7.70%
Home Equity Line of Credit 8.20%